is Important--论文代写范文精选

51Due论文代写网精选essay代写范文：“Financial Plan is Important ” 我们需要为财政和金融计划做准备。一般而言,我们的梦想和未来是有趣的,但计划听起来是乏味和无聊的工作。有65%的人没有一个金融计划。这篇金融essay代写范文阐述的是关于金融计划的重要性。一项研究发现,有一个财务计划的好处是非常重要的。计划也只是成功的一部分。在今天的快节奏的生活中,时间显然不够，在日常活动都比较忙,因此时间和计划是不协调的。谈到规划，在确定你的人生目标和行动来实现这些目标,但是一旦你完成这些步骤之后,随着时间的推移，它只是一种对进步的监控。

We all love to dream about the future we want, but many of us do not like the idea of organizing our finances and preparing a financial plan. It seems that our dream of our future is the fun part, but planning sounds like tedious and boring work. This is evident by the fact that 65% of individuals do not have a financial plan. 

A study found that the benefit of having a financial plan is very significant. On average, individuals who had a plan for retirement had two and half times more assets in their retirement than those who did not have a plan. Having a plan is only part of the success equation because working with an advisor and having a financial plan shows that there is a nine to ten times increase in assets than with those who do not work with an advisor and have a financial plan.

This may explain why one third of individuals consider winning the lottery as one of their financial strategies to achieving their financial goals. So why do most of us not have a plan? It can’t be because of a lack of awareness since there are many financial institutions that are advertising the importance of planning. There is also a lot of information and material on the subject with millions of results on Google. So when it comes to Financial Planning why is it that we are not prepared? Well here is a list of the three myths that I have experienced people saying.

Myth of Time: In today’s fast paced life we are all starved for time. We are so busy in our everyday activities that we feel that taking time for planning is not available. When it comes to planning there is an upfront commitment of time in identifying your life goals and putting together an action to achieve them, but once you complete these steps then it is just a matter of monitoring your progress as time goes on. The time commitment is minimal compared to the return you get by working with an advisor and having a plan done as noted above.

Myth of Knowledge: The financial world, especially today, may seem too complicated with all the information out there. We are exposed to a lot of information and financial lingo. If you start by telling yourself that it is not too complicated and too hard, then you have no excuse not to do it. You may consider participating in a seminar or a workshop. You can start reading books that talk about financial matters. Soon you will learn that the financial world is not complicated once you learn some of the basics. 

The Myth of Wealth: I don’t have enough savings to worry about a financial plan. If you have savings then you have enough. Having a plan will help you decide not only where you should put your money, it will also help to define the why. I have learned that the why is more important than the how and where. When it comes to planning you need to start somewhere. Don’t think that just because you think you don’t have enough you should not have a plan. A Financial Plan will help you define the goals and dreams you want to accomplish.(论文代写)

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