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北美作业代写:Decision risk preference

2018-09-17 来源: 51due教员组 类别: Paper范文

下面为大家整理一篇优秀的paper代写范文- Decision risk preference,供大家参考学习,这篇论文讨论了决策风险偏好。决策风险偏好是影响个体进行风险决策行为的重要因素,其中开放性与人身安全方面风险决策之间呈现正相关,说明越性格开朗、态度开放和越喜欢接受新事物的个体在面对人身安全方面的风险决策时越倾向于风险寻求。而宜人性与经济收益方面风险决策之间则呈现负相关,说明越性格越随和、越可以与团队成员相处融洽的个体在面对经济收益方面的风险决策时越倾向于风险规避。

Decision risk preference,决策风险偏好,essay代写,paper代写,作业代写

Decision risk preference is an important factor influencing individuals' risk decision-making behaviors. Therefore, there have been many researches on decision risk preference at present. This study mainly introduces personality variables to explore the relationship between decision risk preference and personality on the basis of previous research on decision risk preference. The research mainly USES the big five personality scale to measure individual personality characteristics. The risk decision questionnaire is used to measure the degree of decision risk preference of individuals. The purpose is to measure the difference of overall decision risk preference of individuals with different personality characteristics and the difference of decision risk preference of individuals with different personality characteristics under different risk decision scenarios.

Most scholars believe that individual decision-making tendency is a stable personality characteristic of people, which has an important impact on individual risk decision-making behavior. The utility curve is used to describe the decision risk preference of individuals. According to the shape of the utility curve, the decision risk preference is divided into three categories: risk pursuit, risk neutrality and risk avoidance. Some scholars believe that decision risk preference is unstable, because emotional, sensory and other psychological factors are changeable. Therefore, volatile emotions and feelings will have an impact on individual's risk attitude and risk perception, thus changing individual's decision risk preference.

In recent years, researchers have begun to introduce personality into the field of risk decision-making. The research on the relationship between decision risk preference and personality is not mature, and there are some deficiencies. Individual risk decision involves many aspects, such as personal safety, financial management and college students' job seeking, etc., and individual decision varies in different aspects. Previous researchers have hardly explored the decision-making differences of the same personality in different aspects.

This paper mainly conducts research on the premise of assuming the stability of decision-making risk preference and makes improvement from the following aspects: when studying the impact of personality on risk preference, this paper introduces personality variables and measures individual personality characteristics by using the big five personality scale. When the risk preference questionnaire is used to measure the risk preference degree of the subjects, the content of the questionnaire will involve risk decision scenarios of multiple aspects, so as to explore the differences of the subjects' decision preferences in different decision-making aspects.

This study mainly evaluated the subjects' risk decision preferences through the risk preference questionnaire, which was divided into three dimensions: personal safety decision risk preference, economic gain decision preference and economic loss decision preference. Four more questions are set for each dimension, and two options are set for each question, namely option A and option B. The scoring criteria of each question are: select A to get 1 point and select B to get 2 points, and finally determine the risk preference of the subject according to the score of each risk decision. The higher the score, the more conservative it is, and the lower the score, the more risky it is.

This paper USES the "big five personality questionnaire" revised by dai xiaoyang et al. in this questionnaire, five dimensions of personality characteristics are included: neuroticism, extroversion, openness, pleasantness and rigor, and 12 questions are included in each dimension. The questionnaire was graded on a 5-point scale, and the answers were: strongly disagree, strongly agree, uncertain, compare agree and strongly agree, with a range of 1-5 points respectively.

This study mainly used SPSS 20.0 software to conduct descriptive statistics, difference analysis, correlation analysis and regression analysis on the data to explore the relationship between decision risk preference and personality in detail.

The five characteristics of personality are taken as independent variables, and the total score of risk decision-making is taken as the dependent variable to explore the correlation between different personality characteristics and total score of risk decision-making. Detailed data are shown in table 3-1:

The five characteristics of personality were taken as independent variables, and the total score of the three dimensions of risk decision-making was taken as dependent variables for correlation analysis. The detailed data were shown in table 3-2:

Neuroticism was significantly correlated with the total score of risk decision, while other personality traits were significantly positively correlated with risk decision at the level of 0.01. The higher score of neuroticism indicates the more unstable emotion, and the lower score indicates the more stable emotion. The higher the score of risk decision-making, the more inclined to risk avoidance, and the lower the score, the more inclined the subjects were to risk seeking. Therefore, individuals with more unstable emotions tend to be more risk-averse, while individuals with more stable emotions tend to be more risk-seeking.

There was a significant positive correlation between openness and risk decision in personal safety at the level of 0.05, indicating that individuals with more cheerful personality, open attitude and more willing to accept new things are more inclined to seek risks when facing risk decision in personal safety. There is a significant negative correlation between responsibility and risk decision in personal safety at the level of 0.05, indicating that individuals with irregular behaviors are more inclined to seek for risk when facing risk decision in personal safety. Neuroticism is significantly positively correlated with risk decision on economic return at the level of 0.01. Individuals with more stable emotions are more inclined to seek risks when facing risk decision on economic return. There is a significant positive correlation between extroversion and risk decision in terms of economic benefits at the level of 0.05. Individuals who are willing to get along with others and are full of vitality and often have positive emotional experience tend to be more risk-seeking when they face the risk decision of economic benefits. There was a significant negative correlation between agreeableness and risk decision in terms of economic benefits at the level of 0.05, indicating that individuals with more easygoing personality and more ability to get along well with team members were more inclined to risk aversion when faced with risk decision in terms of economic benefits.

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